Effective Date: 1 January 2025

1. Acceptance of Terms

By accessing and using the website of Richters Corporate Advisory & Forensics (Pty) Ltd (Company Registration: [Company Number]) ("Richters," "we," "us," or "our"), you agree to be bound by these Terms of Use. If you do not agree to these terms, you should not use this website.

VAT Number: [VAT Number]

2. Professional Services Disclaimer

The information provided on this website is general in nature and does not constitute professional advice. Specifically:

• Website content does not constitute legal, financial, accounting, or tax advice
• No attorney-client, accountant-client, or advisory relationship is created by website use
• Formal engagement through a written engagement letter is required for all advisory services
• Information on this website should not be relied upon for decision-making without professional consultation

3. No Attorney-Client Relationship

Use of this website, including submission of contact forms or emails, does not create an attorney-client relationship. Confidential or time-sensitive information should not be sent through this website. A formal engagement letter is required before any professional relationship is established.

4. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, design elements, and software, is the proprietary property of Richters Corporate Advisory & Forensics (Pty) Ltd and is protected by South African and international copyright, trademark, and intellectual property laws.

Unauthorized reproduction, distribution, modification, or commercial use of any content from this website is strictly prohibited without prior written permission.

5. Limitation of Liability

To the maximum extent permitted by South African law, Richters Corporate Advisory & Forensics (Pty) Ltd, its directors, employees, and affiliates exclude all liability for:

• Any direct, indirect, incidental, or consequential damages arising from website use
• Errors, omissions, or inaccuracies in website content
• Interruptions, delays, or technical failures in website availability
• Unauthorized access to or alteration of your transmissions or data
• Actions taken or not taken based on website information

This website and its content are provided "as is" without warranties of any kind, either express or implied.

6. Accuracy of Information

While we strive to ensure the accuracy and currency of information on this website, we make no representations or warranties regarding the completeness, accuracy, or reliability of any content. Laws, regulations, and professional standards are subject to change, and information may become outdated.

7. External Links

This website may contain links to third-party websites for your convenience. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites. Access to external links is at your own risk.

8. User Conduct

You agree not to use this website to:

• Violate any applicable laws or regulations
• Transmit harmful code, viruses, or malicious software
• Attempt unauthorized access to our systems or networks
• Interfere with the proper functioning of the website
• Collect or harvest information about other users
• Impersonate any person or entity

9. Confidentiality and Communications

Communications via this website, including contact forms and email, are not confidential and should not contain sensitive information. We cannot guarantee the security of information transmitted over the internet. Do not send confidential information until a formal engagement agreement is in place.

10. Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising from or relating to the use of this website shall be subject to the exclusive jurisdiction of the South African courts.

11. Dispute Resolution

In the event of any dispute, controversy, or claim arising out of or relating to these Terms of Use or use of this website, the parties agree to first attempt resolution through good faith negotiation. If negotiation fails, disputes shall be resolved through the courts of South Africa.

12. Professional Indemnity Insurance

Richters Corporate Advisory & Forensics maintains professional indemnity insurance in accordance with professional body requirements and South African law. Coverage details are available upon request for formal engagements.

13. Regulatory Compliance

Richters Corporate Advisory & Forensics operates in compliance with:

• Law Society of South Africa professional conduct rules
• South African Institute of Chartered Accountants (SAICA) standards
• Financial Intelligence Centre Act (FICA) and anti-money laundering regulations
• Protection of Personal Information Act (POPIA)
• Companies Act and corporate governance requirements

14. Indemnification

You agree to indemnify and hold harmless Richters Corporate Advisory & Forensics (Pty) Ltd, its directors, employees, and affiliates from any claims, damages, losses, or expenses (including legal fees) arising from your use of this website or violation of these Terms of Use.

15. Severability

If any provision of these Terms of Use is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

16. Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Material changes will be posted on this page with an updated effective date. Continued use of the website after changes constitutes acceptance of the modified terms.

17. Contact Information

For questions regarding these Terms of Use, please contact:
Richters Corporate Advisory & Forensics (Pty) Ltd
Email: contact@richtersconsulting.com
Location: Johannesburg, South Africa

18. Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and Richters Corporate Advisory & Forensics regarding use of this website.