Effective Date: 1 January 2025

1. General Disclaimer

The information provided on this website and in any communications from Richters Corporate Advisory & Forensics (Pty) Ltd is for general informational purposes only and does not constitute professional advice of any kind.

2. No Professional Relationship

Use of this website, submission of contact forms, or receipt of general information does not create:

• An attorney-client relationship
• An accountant-client relationship
• A professional advisory relationship of any kind
• A duty of care or fiduciary obligation

A formal written engagement letter is required before any professional relationship is established.

3. Legal Advice Disclaimer

Information on this website does not constitute legal advice and should not be relied upon as such. Legal advice can only be provided:

• After a formal engagement agreement is executed
• Following a comprehensive review of your specific circumstances
• By a qualified attorney registered with the Law Society of South Africa
• With consideration of all relevant facts, documents, and applicable law

Do not make legal decisions based solely on website content without consulting with a qualified attorney.

4. Financial and Accounting Advice Disclaimer

General financial and accounting information provided on this website does not constitute professional financial advice. Financial advice requires:

• A detailed assessment of your specific financial situation
• Analysis of relevant financial documents and records
• Consideration of applicable accounting standards and tax regulations
• Formal engagement with a qualified professional

5. Tax Advice Disclaimer

Tax information provided is general in nature and may not be applicable to your specific circumstances. Tax laws are complex and subject to change. Professional tax advice should be obtained from a qualified tax practitioner before making tax-related decisions.

6. Forensic and Investigation Services Disclaimer

Information regarding forensic and investigation services is provided for general understanding only. Actual forensic engagements require:

• Formal engagement and scope definition
• Clear terms of reference and deliverables
• Compliance with relevant legal and regulatory requirements
• Proper evidence handling and chain of custody protocols

7. No Guarantee of Results

While we strive for excellence in all engagements, we make no guarantees regarding:

• Specific outcomes or results
• Success in litigation, negotiations, or disputes
• Recovery of funds or assets
• Regulatory or tax authority decisions

Past results do not guarantee future outcomes. Each engagement is unique and subject to numerous variables outside our control.

8. Time-Sensitive Information

Laws, regulations, and professional standards are subject to change. Information on this website may become outdated. Legal and regulatory deadlines are critical—do not rely on website information for time-sensitive matters without current professional consultation.

9. Jurisdictional Limitations

Our professionals are qualified and registered in South Africa. While we have experience in cross-border matters, professional services are primarily governed by South African law and professional standards. For matters in other jurisdictions, we may collaborate with qualified local professionals.

10. Conflict of Interest

Before engaging our services, a conflict of interest check will be conducted. We reserve the right to decline engagements where conflicts exist that cannot be adequately managed or waived in accordance with professional conduct rules.

11. Confidentiality Warning

⚠️ Important: Do not send confidential or sensitive information through this website, contact forms, or unsecured email until a formal engagement agreement is in place. Communications via this website are not protected by attorney-client privilege or professional confidentiality until a formal relationship is established.

12. Anti-Money Laundering Compliance

All engagements are subject to compliance with the Financial Intelligence Centre Act (FICA) and anti-money laundering regulations. We are required to:

• Conduct client due diligence (Know Your Client - KYC)
• Verify identity and source of funds
• Report suspicious transactions to the Financial Intelligence Centre
• Maintain records for statutory retention periods

We reserve the right to decline or terminate engagements where KYC requirements cannot be satisfied or where suspicious activity is identified.

13. Professional Registration and Insurance

Our professionals maintain current registration with relevant professional bodies:

• Attorneys: Law Society of South Africa
• Accountants: South African Institute of Chartered Accountants (SAICA) / Southern African Institute of Professional Accountants (SAIPA)
• Insolvency Practitioners: Companies and Intellectual Property Commission (CIPC)

Professional indemnity insurance is maintained in accordance with professional body requirements. Coverage details are available upon request for formal engagements.

14. Limitation of Scope

Each engagement is limited to the specific scope defined in the engagement letter. Services provided outside the defined scope require a separate engagement or amendment to the existing agreement. Additional fees may apply for out-of-scope work.

15. Third-Party Information

Our work may rely on information provided by clients, third parties, or external sources. Unless specifically engaged to verify such information, we assume its accuracy and completeness. We are not responsible for errors or omissions in third-party information.

16. Technology and Cyber Security

While we implement reasonable security measures, no electronic communication or data storage system is completely secure. We cannot guarantee the security of information transmitted electronically. Use of electronic communication is at your own risk.

17. Updates and Modifications

This disclaimer may be updated periodically. Material changes will be posted on this page with an updated effective date. Continued use of the website after changes constitutes acceptance of the updated disclaimer.

18. Contact for Professional Services

To discuss a formal engagement or to obtain professional advice specific to your circumstances:
Email: contact@richtersconsulting.com
Location: Johannesburg, South Africa

By using this website, you acknowledge that you have read, understood, and agree to be bound by this Professional Services Disclaimer and our Terms of Use.